CHARLOTTE (2STRY, 3-BR wid Garage & Linear Park, Tiled Floor) SAMPLE COMPUTATION:
OPTION 1: BANK FINANCING
Total Selling price Php 2,522,000.00
Legal & Miscellaneous Fees (BANK LMF=8%xTSP) Php 201,760.00
Total Contract Price (TCP=TSP+LMF) Php 2,723,760.00
DP/EQUITY (=20% xTSP) Php 504,400.00
Less: Reservation Php 30,000.00
Net DP/EQUITY Php 474,400.00
Payable in 15 months Php 31,626.66/mo
Loanable Amount (=TCP-DP/EQUITY) Php 2,219.360.00
MONTHLY AMORTIZATION (=LAxfactor rate) :
05 yrs (10.5% int rate thru bank, or prevailing) Php 47,702.70/mo.
10 yrs (10.5% int rate thru bank, or prevailing) Php 29,946.93/mo.
15 yrs (10.5% int rate thru bank, or prevailing) Php 24,532.58/mo.
20 yrs (10.5% int rate thru bank, or prevailing) Php 22,157.42/mo.
25 yrs (10.5% int rate thru bank, or prevailing) Php 20,954.753/mo.
NOTE:
MRI & FIRE insurance not yet included (~1,000).
1st DP/EQUITY payment 30-45days after date of reservation.
Move-in on the 16th to 18th month of after paying downpayment.
Developer will process the loan tied up with Metrobank and UCPB.
Option for a balcony, just add P190,000.00 on TSP.
OPTION 2: IN- HOUSE FINANCING
Total Selling price Php 2,522,000.00
Legal and Miscellaneous Fees (IN-HOUSE LMF=4.5%xTSP) Php 113,490.00 (does not include transfer title)
Total Contract Price (TCP=TSP+LMF) Php 2,635,490.00
DP/EQUITY (=20% xTSP) Php 504,400.00
Add LMF Php 113,490.00
TOTAL DP/EQUITY Php 617,890.00
Less: Reservation Php 30,000.00
Net DP/EQUITY Php 587,890.00
Payable in 15 months Php 39,192.66
Loanable Amount (=TCP-TOTAL DP/EQUITY)
(80% of TSP) Php 2,017,600.00
MONTHLY AMORTIZATION (=LAxfactor rate) :
05 years @ 18% Php 51,233.72
10 yrs @ 21% Php 40,338.21
NOTE:
MRI & FIRE insurance not yet included (~P1,000).
1st DP/EQUITY payment 30-45days after date of reservation.
Move-in on the 16th to 18th month of after paying downpayment.
Developer will process the loan.
Option for a balcony, just add P190,000.00 on TSP.
OPTION 3: CASH PAYMENT SCHEME (10% DISCOUNT UPON FULL PAYMENT WITHIN 7 DAYS)
(Legal & Miscellaneous Fees & Reservation Fee not included in the computation of the discount)
PRICE STARTS AT PHP 2,522,000.00 AND UP
Total Selling Price Php 2,522,000.00
Less: Reservation fee Php 30,000.00
Selling Price Net of Reservation Fee Php 2,492,000.00
10 %Discount within 7 days from the date of reservation Php 2,242,800.00
9.5%Discount within 8 to 30 days from the date of reservatioin Php 2,255,260.00
9% Discount within 31 to 60 days from the date of reservation Php 2,242,800.00
8.5%Discount within 61 to 90 days from the date of reservation Php 2,280,180.00
*Additional Legal Miscellaneous Fees (LMF} Php 113,490.00
*Option for a balcony, just add P190,000.00 on TSP.
CONTACT PERSON: JENNIFER BAIZA
CONTACT NOS.
SUN CELLULAR: 09324562837
SMART: 09995517194
GLOBE: 09173411389
Landline no: 02-8819684,046-4815683
YM/Email: maybahayka@yahoo.com
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